If you have set up your Apple Wallet on your iPhone or Apple watch, then you most probably have heard of Express card and keys.
If you have seen this notice before on your device and are wondering what it means, this article has got you covered.
In this article, you are going to learn what “Express Card and Keys Available” means on iPhone. You are also going to learn how to set up the express cards and keys feature.
What Does “Express Card and Keys Available” Mean on iPhone?
“Express Card and Keys Available” is a notification that appears on the lock screen of an iPhone that supports Apple Wallet’s Express Transit feature.
This feature enables users to use their iPhone or Apple Watch to make transit payments without having to authenticate with Face ID, Touch ID, or enter a passcode.
When the “Express Card and Keys Available” notification appears, it means that your iPhone is ready to make transit payments without unlocking the device or opening a specific app.
It’s a convenient feature for quick and seamless transit fare payments.
When you find yourself in a hurry to grab some groceries quickly at Walmart or other stores, you can easily and quickly use this feature to make payments as you do not have to go through the manual process of making the payment on your phone. You do not even have to unlock the phone to make transactions.
To use Express Transit, simply hold your iPhone or Apple Watch near the contactless payment reader at supported transit terminals or gates in stores where Apple Pay is accepted.
Your device will automatically process the payment, and you’ll be on your way without any additional authentication steps.
How To Set Up Express Transit
If you have Apple Pay and want to benefit from Express Transit, follow the step-by-step guide below.
You must note however that the availability of Express Transit varies depending on your location and transit infrastructure. Not all cities or transit systems support this feature, so it may not be applicable in all cases.
Step 1: Check compatibility:
First, ensure that your iPhone model supports Express Transit. Currently, Express Transit is available on iPhone SE (2nd generation), iPhone 6s and later, and iPhone SE (1st generation) when using iOS 12.3 or later.
Step 2: Add a payment card to Apple Wallet
Open the Wallet app on your iPhone and tap the “+” button to add a payment card. Follow the prompts to add a supported payment card from your bank or issuer.
Make sure the payment card you add is compatible with Express Transit and supports transit payments.
Step 3: Enable Express Transit for a transit card:
If your city’s transit system supports Express Transit, you can enable it for specific transit cards in the Wallet app.
Open the Wallet app, locate the transit card you want to use, and tap the “…” (three dots) button.
From there, you should see an option to enable Express Transit for that card. Tap it to turn on Express Transit.
Step 4: Authenticate and activate Express Transit:
Depending on your device’s settings, you may need to authenticate your payment card or device with Face ID, Touch ID, or a passcode.
Follow the on-screen instructions to authenticate and activate Express Transit.
Test Express Transit: To ensure that Express Transit is working correctly, approach a supported transit terminal or gate with your iPhone unlocked and the screen on.
Hold your iPhone near the contactless reader without placing your finger on Touch ID or Face ID, and see if the payment is processed successfully.
Conclusion
With the advancement of technology, everything has become easier and more convenient.
The “Express cards and keys available” notification is just to inform you that you can use the express transit feature to make convenient payments at stores that accept Apple Pay.
This article has looked at what the notification means as well as how to set up the express transit feature as well and how to use it.
Further Reading
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